The Tip Desk

ENCORE CAPITAL GROUP INC

Financial highlights

Amounts in billions
MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Revenue$1.8$1.3$1.2$1.4$1.6
Operating income$0.6$0.2$<0.1$0.5$0.6
Net income$0.3-$0.1-$0.2$0.2$0.4
Balance Sheet
Total debt$4.0$3.7$3.3$2.9$3.0
Cash Flow Statement
Free cash flow$0.1$0.1$0.1$0.2$0.3
Share repurchases$0.1$0.0$0.0$0.1$0.4

Shares outstanding 21.2M · Free float 91.2%

Annual filing data through FY ended December 31, 2025; float as of September 25, 2026.

Earnings

Other Coverage