The Tip Desk

COMMUNITY FINANCIAL SYSTEM, INC.

Financial highlights

Amounts in millions
MetricFY 12/31/25FY 12/31/24FY 12/31/23FY 12/31/22FY 12/31/21
Income Statement
Revenue$818.0$746.3$652.1$679.4—
Net income$210.5$182.5$131.9$188.1$189.7
Cash Flow Statement
Free cash flow$233.3$221.6$209.8$201.7$189.2
Dividends$97.6$95.8$95.1$93.4$91.1
Share repurchases$11.2$45.8$30.0$16.6$5.1

Shares outstanding 52.6M · Free float 99.0%

Annual filing data through FY ended December 31, 2025; float as of September 19, 2026.

Earnings

Other Coverage